.nd-footer {
  background: #eaeaea;
  color: #222;
  font-family: "Plus Jakarta Sans", sans-serif;
  padding: clamp(56px, 6.7vw, 100px) 0 60px;
}

.nd-footer__inner {
  width: 91.2%;
  max-width: 1520px;
  margin-inline: auto;
  container-type: inline-size;
}

.nd-footer a { color: inherit; text-decoration: none; }
.nd-footer a:hover { color: #313c7a; }
.nd-footer a:focus-visible,
.nd-footer summary:focus-visible { outline: 2px solid #313c7a; outline-offset: 5px; }
.nd-footer__grid { display: grid; grid-template-columns: 60% 40%; row-gap: 54px; }

.nd-footer .nd-footer__intro {
  position: relative;
  max-width: 355px;
  padding-left: 18px;
  margin: 0;
  color: #444;
  font-size: 11px;
  line-height: 1.8;
}
.nd-footer__intro::before {
  content: "/";
  position: absolute;
  top: -5px;
  left: 0;
  color: #313c7a;
  font-size: 23px;
  font-weight: 700;
}
.nd-footer .nd-footer__cta h2 {
  margin: 0 0 10px;
  color: inherit;
  font-size: clamp(28px, 3vw, 55px) !important;
  font-weight: 500;
  line-height: 1.15;
}
.nd-footer .nd-footer__cta p { margin: 0 0 25px; color: #444; font-size: 15px; line-height: 1.65; }
.nd-footer .nd-footer__button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 27px;
  padding: 8px 17px;
  border-radius: 50px;
  background: #313c7a;
  color: #fff;
  font-size: 8px;
  font-weight: 700;
  line-height: 1.3;
  text-transform: uppercase;
  transition: background-color .2s;
}
.nd-footer .nd-footer__button:hover { background: #4b579b; color: #fff; }
.nd-footer__socials { display: flex; flex-wrap: wrap; gap: 7px; margin-bottom: 40px; }
.nd-footer__social {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: #313c7a;
  color: #fff;
  font-size: 14px;
}
.nd-footer .nd-footer__social:hover { color: #fff; }
.nd-footer__contact-grid { display: grid; grid-template-columns: 130px minmax(0, 230px); gap: 15px; }
.nd-footer .nd-footer__contact-grid h3 { margin: 0 0 10px; color: inherit; font-size: 13px !important; line-height: 1.4; font-weight: 500; }
.nd-footer address {margin: 0; color: #313c7a; font-size: 10px; font-style: normal; line-height: 1.5; overflow-wrap: anywhere; }
.nd-footer__menus { display: grid; grid-template-columns: 100px 1fr; gap: 22px; }
.nd-footer .nd-footer__menus h3 { margin: 0 0 18px; color: #313c7a; font-size: 8px !important; line-height: 1.4; font-weight: 400; }
.nd-footer__menus ul { display: grid; gap: 8px; margin: 0; padding: 0; list-style: none; }
.nd-footer__menus li { font-size: 15px; line-height: 1.45; }

.nd-footer__disclaimer { border-top: 1px solid #a9abad; padding-top:5px; margin-top: 10px; color: #626970;     font-size: 15px;
}
.nd-footer__disclaimer summary { display: flex; align-items: center; gap: 10px; width: fit-content; padding: 12px 0; cursor: pointer; font-size: 10px; list-style: none; }
.nd-footer__disclaimer summary::-webkit-details-marker { display: none; }
.nd-footer__disclaimer-icon::before { content: "+"; }
.nd-footer__disclaimer[open] .nd-footer__disclaimer-icon::before { content: "−"; }
.nd-footer .nd-footer__disclaimer p { max-width: 760px; margin: 0; padding: 4px 0 16px; font-size: 12px; line-height: 1.7; }

@media (min-width: 1032px) {
  .nd-footer__grid { row-gap: 70px; padding-bottom: 20px;}
  .nd-footer .nd-footer__intro { max-width: 440px; font-size: 15px; }
  .nd-footer .nd-footer__cta p { font-size: 15px; }
  .nd-footer .nd-footer__button { padding: 12px 24px; font-size: 13px; }
  .nd-footer__contact-grid { grid-template-columns: 170px 1fr; }
  .nd-footer .nd-footer__contact-grid h3 { font-size: 17px !important; }
  .nd-footer address, .nd-footer__menus li { font-size: 15px; max-width: 375px; }
  .nd-footer__menus { grid-template-columns: 150px 1fr; }
  .nd-footer .nd-footer__menus h3 { font-size: 11px !important; }
  .nd-footer__social { width: 34px; height: 34px; font-size: 18px; }
  .nd-footer__disclaimer {font-size: 14px !important; padding-top: 20px;}
}

@media (max-width: 767.98px) {
  .nd-footer { padding: 44px 0 28px; }
  .nd-footer__inner { width: calc(100% - 40px); }
  .nd-footer__grid { grid-template-columns: 1fr; row-gap: 34px; }
  .nd-footer .nd-footer__intro { max-width: 340px; font-size: 13px; }
  .nd-footer .nd-footer__cta h2 { font-size: 32px !important; }
  .nd-footer .nd-footer__cta p { font-size: 13px; }
  .nd-footer .nd-footer__button { min-height: 44px; padding: 12px 22px; font-size: 10px; }
  .nd-footer__social { width: 44px; height: 44px; font-size: 20px; }
  .nd-footer__socials { margin-bottom: 28px; }
  .nd-footer__contact-grid { grid-template-columns: 1fr 1.2fr; gap: 16px; }
  .nd-footer address { font-size: 12px; }
  .nd-footer__menus { grid-template-columns: 1fr 1.2fr; gap: 16px; }
  .nd-footer .nd-footer__menus h3 { margin-bottom: 10px; font-size: 11px !important; }
  .nd-footer__menus ul { gap: 0; }
  .nd-footer__menus li { font-size: 15px; }
  .nd-footer__menus a { display: inline-flex; align-items: center; min-height: 44px; }
  .nd-footer__wordmark { margin: 30px 0; }
  .nd-footer__disclaimer summary { min-height: 44px; font-size: 12px; }
  .nd-footer__disclaimer {font-size: 14px !important; padding-top:20px;}

}

/* Partner branding and spacing from the footer reference. */
.nd-footer__grid { grid-template-columns: minmax(0, 3fr) minmax(0, 2fr); }
.nd-footer__brand { padding-right: 32px; }
.nd-footer__logos { display: inline-flex; align-items: center; gap: 24px; margin-bottom: 28px; max-width: 100%; }
.nd-footer__logos img { display: block; width: auto; height: clamp(40px, 6vw, 64px); object-fit: contain; }
.nd-footer a.nd-footer__social { color: #fff; }
.nd-footer a.nd-footer__social:hover { background: #4b579b; }
.nd-footer .nd-footer__cta h2 { font-size: clamp(28px, 3vw, 44px) !important; }
.nd-footer__contact-grid { padding-right: 24px; }
.nd-footer .nd-footer__disclaimer { margin: 56px 0 0; padding-top: 16px; font-size: 11px !important; line-height: 1.7; }
@media (max-width: 767.98px) {
  .nd-footer__grid { grid-template-columns: minmax(0, 1fr); }
  .nd-footer__brand { padding-right: 0; }
  .nd-footer__logos { gap: 16px; margin-bottom: 24px; }
  .nd-footer__logos img { height: clamp(30px, 10vw, 48px); }
  .nd-footer .nd-footer__cta h2 { font-size: 32px !important; }
  .nd-footer__contact-grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1.2fr); padding-right: 0; }
  .nd-footer .nd-footer__disclaimer { margin-top: 34px; }
}